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4        <title>Newsletter</title>
6<body><a href="http://budsdeal.us/OxbOYJLeRmffb4OgN-gXTY-gtpPyhzS3aUwNwutD_mjVdw-YMQ"><img src="http://budsdeal.us/85a2911a1a8f74a357.jpg" /><img height="1" src="http://www.budsdeal.us/qKT4ClAtYKeJta_9kH4K2Kg7gHmm8YBwfuK88Jcp_3piefPFtg" width="1" /></a>
7<div style="width:600px;font-family:arial;padding:15px;text-align:left; font-size:17px;margin-left:50px;"><br />
8<b>One of our top scientists has just made a shocking announcement.</b><br />
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10He&rsquo;s spent years under the radar, researching, studying, and helping hundreds of A-list celebrities&hellip;<br />
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12&hellip;and thousands of people just like you.<br />
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14<a href="http://budsdeal.us/wolZed_x3852UutWJOZ3QZ7IJCdNt4B_LCxqen2Ge359uCbQkg" http:="" microsoft.com="" rel="sponsored" target="blank"><b>His methods have been labelled a &lsquo;vaccine&rsquo; against unwanted fat.</b></a><br />
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16Why? Because his techniques have empowered people to have a level of freedom they could once only imagine.<br />
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18Freedom from restrictive diets and exercise programs<br />
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20<b>Freedom to still enjoy the sweet, delicious treats they love.</b><br />
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22Freedom to look and feel at least 10 years younger.<br />
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24And the best part?<br />
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26No needles, no dubious medication, and this simple method only takes five seconds every morning.<br />
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28Check out this mind-blowing discovery that has revolutionised the weight loss world<br />
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30This fat-busting hack has been applauded by experts from places like Harvard and Stanford.<br />
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32<a href="http://budsdeal.us/wolZed_x3852UutWJOZ3QZ7IJCdNt4B_LCxqen2Ge359uCbQkg" http:="" microsoft.com="" rel="sponsored" target="blank"><b>And the weight loss companies aren&rsquo;t happy.</b></a><br />
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34<b>Because not only is it delivering stunning results&hellip;</b><br />
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36It also utilises long-forgotten natural ingredients&hellip; like a tropical fruit that&rsquo;s found deep in the forests of central Asia.<br />
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38<a href="http://budsdeal.us/wolZed_x3852UutWJOZ3QZ7IJCdNt4B_LCxqen2Ge359uCbQkg" http:="" microsoft.com="" rel="sponsored" target="blank"><b>In fact, there are five natural extracts that are proven repel</b></a><b> fat from the body (and you can discover them here).</b></div>
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60<a href="http://budsdeal.us/TNobbHFD9_5s2EfeCdZgSoau6O6VQiNULkXNUBEhZWIaUiLqAw" http:="" microsoft.com="" rel="sponsored" style="margin-left:50px;" target="blank"><img http:="" microsoft.com="" src="http://budsdeal.us/f76c2e88ceb64f0629.jpg" /></a><br />
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63<span style="color:#FFFFFF;font-size:3px;">gust 23, 2007, the company announced a $2 billion repurchase agreement for Countrywide Financial. This purchase of preferred stock was arranged to provide a return on investment of 7.25% per annum and provided the option to purchase common stock at a price of $18 per share. On January 11, 2008, Bank of America announced that it would buy Countrywide Financial for $4.1 billion. In March 2008, it was reported that the Federal Bureau of Investigation (FBI) was investigating Countrywide for possible fraud relating to home loans and mortgages. This news did not hinder the acquisition, which was completed in July 2008, giving the bank a substantial market share of the mortgage business, and access to Countrywide&#39;s resources for servicing mortgages. The acquisition was seen as preventing a potential bankruptcy for Countrywide. Countrywide, however, denied that it was close to bankruptcy. Countrywide provided mortgage servicing for nine million
64 mortgages valued at $1.4 trillion as of December 31, 2007. This purchase made Bank of America Corporation the leading mortgage originator and servicer in the U.S., controlling 20&ndash;25% of the home loan market. The deal was structured to merge Countrywide with the Red Oak Merger Corporation, which Bank of America created as an independent subsidiary. It has been suggested that the deal was structured this way to prevent a potential bankruptcy stemming from large losses in Countrywide hurting the parent organization by keeping Countrywide bankruptcy remote. Countrywide Financial has changed its name to Bank of America Home Loans. Chart showing the trajectory of BOA share value and transaction volume during the 2007&ndash;2009 Financial Crisis In December 2011, the Justice Department announced a $335 million settlement with Bank of America over discriminatory lending practice at Countrywide Financial. Attorney General Eric Holder said a federal probe found discrimination against qu
65 alified African-American and Latino borrowers from 2004 to 2008. He said that minority borrowers who qualified for prime loans were steered into higher-interest-rate subprime loans. Acquisition of Merrill Lynch On September 14, 2008, Bank of America announced its intention to purchase Merrill Lynch &amp; Co., Inc. in an all-stock deal worth approximately $50 billion. Merrill Lynch was at the time within days of collapse, and the acquisition effectively saved Merrill from bankruptcy. Around the same time Bank of America was reportedly also in talks to purchase Lehman Brothers, however a lack of government guarantees caused the bank to abandon talks with Lehman. Lehman Brothers filed for bankruptcy the same day Bank of America announced its plans to acquire Merrill Lynch. This acquisition made Bank of America the largest financial services company in the world. Temasek Holdings, the largest shareholder of Merrill Lynch &amp; Co., Inc., briefly became one of the largest shareholders of
66  Bank of America, with a 3% stake. However, taking a loss Reuters estimated at $3 billion, the Singapore sovereign wealth fund sold its whole stake in Bank of America in the first quarter of 2009. Shareholders of both companies approved the acquisition on December 5, 2008, and the deal closed January 1, 2009. Bank of America had planned to retain various members of the then Merrill Lynch&#39;s CEO, John Thain&#39;s management team after the merger. However, after Thain was removed from his position, most of his allies left. The departure of Nelson Chai, who had been named Asia-Pacific president, left just one of Thain&#39;s hires in place: Tom Montag, head of sales and tradin</span></body>